Banks

When a bank misbehaves, it is pointless to punish it with a financial caning.  By crippling it, there is a chain effect.  And if the management remains, then the seed for the cause is often still there.  If the culprit is still there AND the setting for the misbehave was created by the board, then what the bank needs is to purge the senior management and the culprit.

Wells Fargo and Deutsche Bank are good examples.  If all the around the world, banks were going to punished because of these two, then I was going to buy!  However, I am happy for stocks to rise overall and keep my cash untainted!